Never Enough

I struggle with money.  It’s not that I don’t get paid appropriately – though if we’re honest, no-one ever makes enough money – or that I spend outrageously.  Those of you who know my shoe addiction might snicker at that, but you would be surprised at how far money can go on such things if you do it well.  And shoes (and clothes) do wear out.

But hey, life is expensive.  Especially here in Manhattan.  I own my home – or more accurately, it owns me.  While my mortgage is totally manageable, my co-op had a major financial disaster soon after I moved in, and our maintenance costs have never really recovered.  (If you are wondering, our retaining wall collapsed on the Henry Hudson Parkway.  Thank God, it was only property damage.)  Plus, we have the worst. board. ever.  And don’t say I should run for the board – I don’t need to be paying a criminal defense attorney to clear assault charges on top of everything else.

Luckily, I bought a lifetime membership to my Bikram Yoga studio a few years ago, so that is no longer an ongoing expense.  The cats are pretty healthy, and since they stay indoors and don’t meet other animals, all the expensive vaccinations do not have to be done every year.  (If you didn’t know that, now you do!)  Despite the best efforts of the MTA, my commute remains practical, so I don’t have to worry about a car, parking, and so on.  I often get to go really cool places for work, so by staying a few days on my own, I have great travel experiences.

Still, there’s always something.  Most recently, a lot of unexpected medical costs.  stock-photo-beautiful-young-woman-throwing-mony-into-air-on-white-41084530And while I have amazing benefits, dental is a problem, because no affordable dental plan really pays what you need when you have that emergency root canal.  I’ve named the new crown “Vacation 2013”.  I do everything possible to be ready for such emergencies, but really, it feels like a swift kick to the stomach every time in happens, and I sit down to pay bills, already carefully scheduled to match up with my weekly paycheck, and I see that one more cost.

Whenever money is tight, I actually really freak out.  I did not grow up with a lot of money, though in so many more important ways, I was very privileged.  And I was fortunate to get scholarships, loans, and jobs, as well as family support, starting in elementary school, that allowed me to go to the schools of my choice.  The one thing I did not learn, apparently, was how to control my money panic.  So I try to pretend it’s not a problem, because mostly it isn’t.

If only my teeth would stop acting up!

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1 Comment (+add yours?)

  1. Mary
    Mar 19, 2013 @ 11:56:31

    Come South to CR next time dental is an issue… inexpensive, world class dental care…. and you get your vacation too. XOXO

    Reply

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